Twin Lake
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Twin Lake in Charlevoix County, Michigan draws buyers looking for lakefront and near-lake homes at prices that remain accessible compared to downtown Charlevoix, with listings typically ranging from $280,000 to $650,000 depending on water access and lot size. Hartwick Up North Homes works with buyers across this price range, helping them navigate the small but competitive inventory that defines this northern Michigan market. Twin Lake's year-round appeal and proximity to US-31 make it a practical choice for both full-time residents and second-home buyers.

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Home Styles and Price Ranges

Twin Lake homes for sale include a mix of classic Michigan cottage-style construction built between the 1950s and 1970s, modest ranch homes on wooded lots, and a smaller number of newer builds completed after 2005. Cottage-style properties with direct lake frontage on Twin Lake typically list between $420,000 and $650,000, while inland ranch homes and off-water parcels run closer to $280,000 to $390,000. Lot sizes on the water average between one-quarter and one-half acre, with most homes ranging from 900 to 2,200 square feet. Buyers willing to consider properties without direct frontage find significantly more square footage per dollar in this area.

Neighborhoods and Local Roads

Twin Lake Frontage Properties

Homes along Twin Lake Road and the lakeside drives that ring the water represent the most sought-after addresses in this community. These properties were largely developed between 1952 and 1975 and retain the cottage character that northern Michigan buyers expect, with shallow-pitched rooflines, screened porches, and mature birch and pine lots running to the water's edge.

Inland and County Road Areas

Inland from the lake, properties along Charlevoix County Road 48 and surrounding two-tracks offer larger wooded lots averaging one to two acres. Ranch homes in this corridor were built in phases from the 1960s through the early 2000s, and they list between $285,000 and $380,000 with more living space and detached garage construction common among these parcels.

Daily Life in Twin Lake

Twin Lake sits approximately twelve miles from downtown Charlevoix via US-31, putting buyers within a twenty-minute drive of Charlevoix Hospital, local dining, and the Lake Michigan shoreline at Fisherman's Island State Park. Boyne City and Petoskey are each within thirty minutes, providing access to additional employment and services. Children in this area are zoned for Charlevoix Public Schools, with Charlevoix Elementary and Charlevoix High School serving the community. The lake itself supports fishing, kayaking, and swimming through the summer months, and the surrounding Charlevoix County forest land draws snowmobile and cross-country ski traffic in winter.

Working With a Local Expert

Hartwick Up North Homes brings direct familiarity with Twin Lake's inventory patterns, including which lakefront parcels carry flood zone considerations and how seasonal listing cycles affect pricing in Charlevoix County.

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Newest Homes for Sale in Twin Lake, Charlevoix, MI

8584 Park Way, Alanson
$105,000
3 Beds ⋅ 2 Baths ⋅ 478924 MLS
This home stands out from the typical style of homes in the community. If you're looking for something with character and uniqueness, this is it. Kitchen has a huge island for family events and entertaining. New flooring in the living room, kitchen and all the way down the hallway. This home sits on a rented lot, while you own the home itself. Enjoy outdoor living with a spacious 16 x 9 back deck, perfect for relaxing in the sunshine or enjoying meals outside. A smaller front deck offers a great spot to sit and enjoy your morning coffee. Lot rent includes septic, water, site tax, snow removal, and maintenance of the private road, making for easy and convenient living. (lot rental $575 plus $35 sewer, plus $3 tax for a sum of $613.

8584 Park Way, Alanson
2585 Cottage Lane, Harbor Springs
$1,260,000
4 Beds ⋅ 4 Baths ⋅ 478889 MLS
Set among the quiet woods and rolling fairways of True North Golf Club, this cottage offers a relaxed Northern Michigan escape. At True North, there are no tee times required, allowing you to step onto the course whenever the day calls for it. Designed with convenient main floor living, the home feels welcoming from the moment you arrive. The comfortable spaces flow easily for both quiet mornings and gathering with guests, creating a natural balance between everyday living and entertaining. Each bedroom is thoughtfully designed with its own ensuite bath, offering privacy and ease for both owners and guests. It is a layout that makes hosting feel effortless, while giving everyone their own space to unwind. Life here moves at a different pace, from time spent on one of Northern Michigan’s most respected private courses to afternoons exploring Harbor Springs and Petoskey, and evenings back at the cottage. A rare opportunity to own within one of Northern Michigan’s most distinctive golf communities, where privacy, natural beauty, and a slower pace of living define the experience.

2585 Cottage Lane, Harbor Springs
2588 Cottage Lane, Harbor Springs
$1,240,000
4 Beds ⋅ 4 Baths ⋅ 478888 MLS
Set within the quiet landscape of True North, this thoughtfully designed cottage offers comfortable living centered entirely on the main level. At True North, golf is played on your schedule, with no tee times required, creating a relaxed and flexible experience just steps from your door. The primary gathering space unfolds beneath cathedral ceilings, with a stone fireplace anchoring the room and creating a natural place to unwind after a day on the course. Large windows invite soft northern light throughout the day, while the adjoining screened porch extends the living space for summer evenings and quiet mornings. Each bedroom is designed as a private retreat, complete with its own ensuite bath, offering comfort and privacy for both owners and guests. This layout makes hosting easy, allowing everyone to enjoy their own space while still feeling connected. Located near the short game practice area, one of the club’s most enjoyed amenities is always within easy reach. Ownership here offers a simple, lock and leave lifestyle, giving you more time to enjoy the club, surrounding landscape, and Northern Michigan seasons.

2588 Cottage Lane, Harbor Springs
2574 Highlander Drive, Harbor Springs
$1,325,000
4 Beds ⋅ 4 Baths ⋅ 478886 MLS
Located within the private gates of True North Golf Club, this cottage offers a rare opportunity to enjoy one of Northern Michigan’s most sought after golf communities. Known for its nationally acclaimed championship course and preservation of the natural landscape, True North offers a uniquely relaxed golf experience with no tee times required, allowing you to step onto the course whenever the moment feels right. The home features newer, high quality finishes throughout, creating a clean and comfortable space to gather after a day on the course, nearby lakes, or surrounding trails. A screened porch extends the living space outdoors, offering a quiet setting to unwind and take in the wooded surroundings. Whether used as a seasonal retreat, second home, or investment property, this cottage offers a low maintenance way to experience the pace and privacy of Northern Michigan golf living.

2574 Highlander Drive, Harbor Springs
415 Liberty Street, Petoskey
$559,900
4 Beds ⋅ 3 Baths ⋅ 478857 MLS
Beautiful, charming remodeled and updated duplex in the heart of Petoskey! This prime location, just steps from the Gaslight district, shopping, dining, big box stores and all the recreational opportunities of the Bear River path is an investor or home owners dream. Fully updated and renovated in 2016, this property provides separate private entrances for each unit while the upper unit boasts three bedrooms and two full baths along with in-unit laundry. The lower unit's layout affords one bedroom plus a den that could be used as a bedroom and one full bathroom with in-unit laundry, plus an open concept kitchen. Off street driveway parking is available along with ample street parking year-round. Excellent multi-family revenue property in downtown Petoskey. Schedule your tour today!

415 Liberty Street, Petoskey
5376 E Martin Lake Road, Gaylord
$309,000
3 Beds ⋅ 2 Baths ⋅ 478847 MLS
This updated cottage is on Tranquil Martin Lake near Gaylord Country Club, Gaylord and Boyne Mountain with a short drive to I-75. The home offers 3 bedrooms and open loft sleeping, two full baths and is being mostly furnished. Martin Lake is perfect for Kayaking fishing or just enjoying sunsets.

5376 E Martin Lake Road, Gaylord
925 Charlevoix, Boyne City
$329,500
2 Beds ⋅ 2 Baths ⋅ 478845 MLS
The one you've been waiting for... Completely redone 2 bedroom / 2 bath home situated just two blocks from Lake Charlevoix Public Access. Ideally located just one mile from downtown Boyne City and one mile to Young State Park; amenities and adventure are just out your door. A corner double lot, peeks of the lake on the deck, new furnace, A/C, plumbing, a detached garage, and fenced in yard round out an incredible package. Primary home, vacation home, or income property, this home has flexibility and is ready for new owners. Don't let this be the one that got away!

925 Charlevoix, Boyne City
1180 Winnell Court, Petoskey
$509,000
3 Beds ⋅ 3 Baths ⋅ 478834 MLS
Still scrolling for a home? Well, you may be able to rest your mouse after you fall in love with this cutie! Located on a quiet Cul-De-Sac in the heart of PETOSKEY, this well-maintained 3 bedroom, 2.5 bath ranch offers MAIN-FLOOR comfortable living with a functional layout and desirable features throughout. Beautiful hardwood wood floors throughout add warmth and character to the bedrooms and main living areas, while large windows provide natural light and a welcoming atmosphere. The kitchen space is open to the family room area with plenty of storage and counter space, making everyday living and entertaining convenient. The patio space offers a peaceful outdoor setting—perfect for morning coffee, relaxing evenings, or hosting friends and family. The attached 2.5 car garage is always a welcome amenity to protect those motored assets! The lower level offers excellent additional living space, recreation area, home gym, or storage. Located just minutes from downtown shopping, dining, schools, and the beautiful waterfront along Little Traverse Bay, this home combines quiet neighborhood living with close-to-town convenience. A new roof in 2021, water heater in 2026 and fresh professional coatings of "Sherwin Williams" in February of this year are a few recent upgrades. A short walk to the "Corner Grocer”, nature preserve areas and several petoskey schools! A great opportunity to enjoy the Northern Michigan lifestyle in a highly desirable Petoskey location!

1180 Winnell Court, Petoskey
6737 Honeysette Rd Street, Alanson
$414,900
3 Beds ⋅ 4 Baths ⋅ 478828 MLS
Quality built 3-bedroom, 2-bath home, 3-car garage with partially finished full basement and spacious decks on 3.88 acres. Included in this sale is a 48’x 28’ pole barn that features a 14’ door, electric and insulation in the ceiling. The pole building and 3-car garage provide plenty of storage space for your ORV, boat, snowmobile or classic car. The property is primarily open with a nice mix of mature trees on the back of the property. This would make a great home for a growing family or someone who enjoys Northern Michagan and the activities the four seasons bring. The property is close to the bike and snowmobile trails along with the lakes and rivers within the island waterway.

6737 Honeysette Rd Street, Alanson
308 Fulton Street, Petoskey
$609,000
4 Beds ⋅ 3 Baths ⋅ 478808 MLS
Welcome to this fabulous Fulton Street home, where location, layout, and views of Little Traverse Bay come together, all within easy reach of downtown. This 4-bedroom, 2.5-bath home offers the flexibility today's buyers are looking for. The main floor features a dedicated office space ideal for remote work, along with an open-concept kitchen designed for gathering. With generous counter space and seamless flow into the dining and living areas, it's a layout that makes entertaining feel effortless. A convenient half bath completes the main level. Upstairs, you'll find four bedrooms, including a spacious primary suite with a private ensuite bath. Multiple rooms throughout the home capture views of the Bay, filling the space with natural light and unforgettable sunsets. Outdoor living adds even more appeal. The deck is perfectly positioned for grilling, and the backyard offers plenty of room to host friends, throw a baseball, or unwind around a campfire. The detached garage offers impressive depth and versatility, ideal for vehicles, storage, recreational gear, or hobby space. A dedicated woodshop area keeps projects contained, and the finished upper level above the garage is a true bonus. With sunset views over the Bay, it's an inspiring setting for painting, yoga, a studio, or a retreat for kids. Just blocks from local schools, a neighborhood park, a new brewery, and an easy walk to downtown Petoskey's shops, restaurants, and year-round events, this location offers a rare combination of space, walkability, and water views. Space to gather. Room to grow. Don't miss your opportunity to make it yours.

308 Fulton Street, Petoskey
850 W Bear River Road, Petoskey
$13,645,000
5 Beds ⋅ 7 Baths ⋅ 478781 MLS
Welcome to the Jewel on Walloon at 850 W Bear River Road, a breathtaking 14,636-square-foot estate on the serene North Arm of Walloon Lake, masterfully designed by Gary Nance. This gated property blends timeless craftsmanship with modern luxury, featuring reclaimed Douglas fir timbers, Van Tassell granite accents, and sophisticated interiors with custom cabinetry, marble finishes, and state-of-the-art amenities like geothermal heating, Crestron home automation system, a whole-house generator, electronic blinds, and a heated driveway. The estate boasts a chef’s dream kitchen, a 400-bottle temperature controlled wine cellar, an English pub, a golf simulator, craft room, in-home gym with steam shower, in-home theatre, a car lift to store an extra vehicle or boat in the lower level, an 1850 sq.ft attached guest apartment, and an expansive three-season outdoor entertainment space. The 2.27-acre manicured grounds offer 387 feet of pristine Walloon Lake frontage, a grandfathered 2-well boathouse, a gazebo over the water, a guest cabin, and a grand pergola overlooking all of it. With its rich history, stunning design, and proximity to Walloon Lake Village, Walloon Lake Country Club and charming downtown Petoskey, this property is a rare gem offering unparalleled elegance and tranquility. Welcome Home!

850 W Bear River Road, Petoskey
N3870 N Grand Oak Drive, Iron Mountain
$1,399,000
4 Beds ⋅ 5 Baths ⋅ 478735 MLS
There are places deeply valued by those who know them, yet rarely introduced to the broader luxury market. Michigan’s Upper Peninsula is one of them. At 3870 Grand Oak, architectural detail, craftsmanship, and scale converge to create one of Iron Mountain’s most distinguished private waterfront homes, nearly adjacent to Pine Mountain Ski & Golf Resort. Set on 1.21 acres with 145 feet of sandy frontage on a private all-sports lake, the property pairs refined living with an immersive four-season lifestyle. Professionally landscaped grounds include a newly constructed stairway and boardwalk leading to a circular lakeside fire pit and an impressive 40-foot dock with approximately 300 square feet of “dock porch” space designed for gathering at the water’s edge. The home also adjoins 12 acres of uninhabited state land, providing a natural buffer and added privacy. Inside, 3,960 square feet above grade and 996 finished square feet in the walkout lower level total 4,956 square feet of finished living space, with 6,824 square feet overall including unfinished areas. Italian marble, extensive custom maple cabinetry and millwork, and floor-to-ceiling transomed windows define the interiors. Three fireplaces, one wood burning and two gas, anchor the main living areas. The chef’s kitchen features a Miele induction cooktop, Wolf built-in oven and microwave, custom cabinetry, and a breakfast nook with distant views of the Pine Mountain ski jump. The private primary suite occupies its own wing with veranda access, dual walk-in closets, spa bath, and dedicated workout room. The lower level offers guest flexibility, entertaining space, workshop potential, and substantial storage. Swim, boat, fish, snowmobile, ski, golf, and explore directly from your neighborhood. This is Upper Peninsula living at a scale rarely offered.

N3870 N Grand Oak Drive, Iron Mountain
9555 Trail's End Road, Petoskey
$974,900
3 Beds ⋅ 2 Baths ⋅ 478733 MLS
Open House this Saturday, October 3rd, from 10 to 11 AM! Sandy toes, morning coffee on the dock, and downtown Petoskey or Harbor Springs just minutes away: this is 50 feet of private Pickerel Lake frontage done right. The home has been fully updated with a kitchen featuring ultra high end appliances, expansive Pella windows facing the water, and a main floor primary suite. Step out to the hot tub and deck, then take the boat from your own dock across the Inland Waterway to Crooked, Burt, and Mullett Lakes and on to Lake Huron. A two and a half car garage keeps the boat and toys close, and short term rentals are allowed for owners who want income while they are away. Move in ready and made for every season. Your Northern Michigan lake life is calling. Its time to start living it!

9555 Trail's End Road, Petoskey
09370 Old Orchard, Charlevoix
$399,000
3 Beds ⋅ 2 Baths ⋅ 478707 MLS
Charming Charlevoix Township Ranch Welcome to this inviting 3-bedroom, 2-bath ranch home in the desirable Charlevoix School District. Nestled on a beautifully landscaped lot, this residence offers a private backyard retreat complete with an expansive 450+ sq. ft. deck—perfect for summer barbecues, evening gatherings, or simply relaxing in the fresh Up North air. Inside, the home features an open and comfortable layout with plenty of natural light. The kitchen flows easily onto the deck, creating a seamless indoor-outdoor living experience. The lower level provides an excellent opportunity to expand your living space with an unfinished basement to customized to your needs. Located in Charlevoix Township, you’ll enjoy a prime location near the Mount McSauba ski hill and trail system, the Charlevoix Country Club with fitness amenities, and the beloved local bike trail just down the street. Shanahan Soccer Field is also nearby, offering year-round recreation options for the whole family. With its combination of convenience, charm, and potential, this home is a wonderful opportunity to enjoy all that Charlevoix has to offer.

09370 Old Orchard, Charlevoix
732 E Cayuga Street, Bellaire
$275,000
1 Baths ⋅ 478687 MLS
Exceptional business opportunity in the heart of Bellaire, Michigan! Real Estate only listed for sale. This well-maintained commercial building is perfectly positioned for a retail shop, boutique, or professional office space, right in the vibrant Village of Bellaire. A welcoming front porch provides a great spot to sit and relax. Craven Park is located just across the street, adding to the charm and foot traffic appeal of this prime location. The main level offers approximately 1,200 sq. ft. of finished space, ideal for showcasing products or hosting customers in a highly visible location. The upper level, also approx. 1,200 sq. ft., is unfinished and ready for your vision. It’s a fantastic opportunity to create additional income or live-work convenience by converting the space into an apartment or short-term rental. Village water, sewer, natural gas, electric, and cable internet are all available for easy modern operation. Surrounded by Northern Michigan’s natural beauty, Bellaire is a sought-after destination near the Chain of Lakes, Lake Bellaire, and Torch Lake. The ski slopes of Shanty Creek Resort are just five minutes away. The area draws year-round tourism, making it an ideal location for a small business or investment property. Listed at $289,000, this property combines business potential, location, and lifestyle in one exceptional Northern Michigan opportunity!

732 E Cayuga Street, Bellaire
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