Twin Lake
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Twin Lake in Charlevoix County, Michigan draws buyers looking for lakefront and near-lake homes at prices that remain accessible compared to downtown Charlevoix, with listings typically ranging from $280,000 to $650,000 depending on water access and lot size. Hartwick Up North Homes works with buyers across this price range, helping them navigate the small but competitive inventory that defines this northern Michigan market. Twin Lake's year-round appeal and proximity to US-31 make it a practical choice for both full-time residents and second-home buyers.

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Home Styles and Price Ranges

Twin Lake homes for sale include a mix of classic Michigan cottage-style construction built between the 1950s and 1970s, modest ranch homes on wooded lots, and a smaller number of newer builds completed after 2005. Cottage-style properties with direct lake frontage on Twin Lake typically list between $420,000 and $650,000, while inland ranch homes and off-water parcels run closer to $280,000 to $390,000. Lot sizes on the water average between one-quarter and one-half acre, with most homes ranging from 900 to 2,200 square feet. Buyers willing to consider properties without direct frontage find significantly more square footage per dollar in this area.

Neighborhoods and Local Roads

Twin Lake Frontage Properties

Homes along Twin Lake Road and the lakeside drives that ring the water represent the most sought-after addresses in this community. These properties were largely developed between 1952 and 1975 and retain the cottage character that northern Michigan buyers expect, with shallow-pitched rooflines, screened porches, and mature birch and pine lots running to the water's edge.

Inland and County Road Areas

Inland from the lake, properties along Charlevoix County Road 48 and surrounding two-tracks offer larger wooded lots averaging one to two acres. Ranch homes in this corridor were built in phases from the 1960s through the early 2000s, and they list between $285,000 and $380,000 with more living space and detached garage construction common among these parcels.

Daily Life in Twin Lake

Twin Lake sits approximately twelve miles from downtown Charlevoix via US-31, putting buyers within a twenty-minute drive of Charlevoix Hospital, local dining, and the Lake Michigan shoreline at Fisherman's Island State Park. Boyne City and Petoskey are each within thirty minutes, providing access to additional employment and services. Children in this area are zoned for Charlevoix Public Schools, with Charlevoix Elementary and Charlevoix High School serving the community. The lake itself supports fishing, kayaking, and swimming through the summer months, and the surrounding Charlevoix County forest land draws snowmobile and cross-country ski traffic in winter.

Working With a Local Expert

Hartwick Up North Homes brings direct familiarity with Twin Lake's inventory patterns, including which lakefront parcels carry flood zone considerations and how seasonal listing cycles affect pricing in Charlevoix County.

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Newest Homes for Sale in Twin Lake, Charlevoix, MI

27646 White Cedar Trail, Beaver Island
$495,000
6 Beds ⋅ 3 Baths ⋅ 479154 MLS
Perfectly situated on the corner of White Cedar Trail and Hemlock Trail, this spacious six-bedroom, 2.5-bath home offers comfort, functionality, and the peaceful beauty of Northern Michigan living. Set on four lots (702, 703, 704, and 705), the property spans an impressive 298’ x 180’ and the house provides 2,626 square feet of thoughtfully designed living space as well as a large one car garage. At the heart of the home is the large, modern kitchen - one of the owners favorite features. With abundant cupboard space, two sinks, and plenty of room to move around - it’s ideal for cooking, gathering, and everyday living. The adjacent dining area creates the perfect space for family meals and entertaining. Each of the six bedrooms is generously sized and includes its own sink, adding a level of convenience that makes daily routines much easier. The all-glass, four-season porch stretches across the entire southwest side of the home, filling the space with natural light and beautiful views year-round. Just beyond, the large back deck is the perfect place to relax and enjoy summer evenings. From the deck you can often hear loons flying overhead as they travel between Lake Michigan and Font Lake - along with songbirds, woodpeckers, turkeys, grouse, and even the occasional owl or eagle. The pellet stove on the front porch offers a cozy and efficient way to help heat the home on cooler evenings. The backyard has supported thriving gardens for years. Some of the home's additional features are built-in storage shelving, a backyard floodlight, and a water softener with bypass for raw well water for the grass and/or garden. Located just north of the Font Lake boat launch, only ¾ mile from the Association beaches on Donegal Bay and 1.5 miles from mid-town St. James, this home offers the perfect balance of privacy, recreation, and convenience.

27646 White Cedar Trail, Beaver Island
7165 Chicago St., Alanson
$284,000
3 Beds ⋅ 1 Baths ⋅ 479152 MLS
If you’re looking for an updated ranch without stretching your budget, this 3-bedroom, 1-bath home is worth a closer look. Ideally located in Alanson, you’re just minutes from Petoskey, Harbor Springs, and Indian River—putting you in the heart of Northern Michigan living. Recent updates offer a fresh, modern feel along with peace of mind for years to come. Outside, you’ll find a generously sized fenced backyard and a spacious front yard, providing both privacy and room to enjoy. A New furnace and water heater are a part of the updates as of July 2026. All this, with the convenience of being able to stroll right into town. Parking your car out of the weather in the attached garage is a nice perk as well. Close to miles of walking and biking trails that depart north and south of town. Immediate occupancy and ready for YOU!

7165 Chicago St., Alanson
7525-41 Karlee Court Street, Charlevoix
$147,000
3 Beds ⋅ 2 Baths ⋅ 479141 MLS
MOVE-IN READY & BEAUTIFULLY UPDATED! Perfectly situated between Charlevoix and Petoskey, this inviting and impeccably maintained home is conveniently located near the lake and nearby bike path. With 3 bedrooms and 2 full bathrooms, this home is ready for its new owner! Recent Updates Include: Fully remodeled kitchen. Fully remodeled bathrooms. New flooring throughout. All windows replaced throughout the home. Fresh coat of paint throughout. Move-in ready and meticulously maintained.  Great Location: Enjoy the beauty of Northern Michigan with easy access to both Charlevoix and Petoskey, plus the nearby lake and bike path. Monthly Lot Fee: $500, Includes water, sewer, trash, and snow removal. important Property Information: Owner occupancy only. Not available for rental use. Background check required. 3 bedrooms. 2 full bathrooms. if you're looking for a beautifully updated, low-maintenance home in a wonderful Northern Michigan location, this could be the perfect place for you!

7525-41 Karlee Court Street, Charlevoix
6258 SW Ginafred Shores Drive, Fife Lake
$550,000
3 Beds ⋅ 4 Baths ⋅ 479129 MLS
Welcome to this beautiful home on Long Lake, offering a peaceful setting surrounded by nature and stunning water views. Tucked away on a private road, this property provides privacy and tranquility while still offering all the comforts of home. This spacious home features multiple levels of living, including two kitchens, one on the main level and an additional kitchen in the walkout basement, making it ideal for entertaining. The entry-level walkout basement opens directly to a deck overlooking the lake, creating the perfect space to relax and enjoy the serene surroundings. With 3 full bathrooms and 1 half bath, the layout is both functional and convenient, including a half bath on the main floor and full bathrooms on the first, second, and basement levels. A 2 car attached garage adds everyday convenience and storage. Recent updates include a brand new roof (2025) and a new well (2025), along with a heating system that is approximately 10 years old, offering added peace of mind. Just a quick drive into Fife Lake where you can find an ice cream shop, a new coffee shop, restaurants, grocery store and walking park. While then just a 45 minute drive to Traverse City for the perfect day trip. Enjoy serene mornings by the water, endless fun on the all-sports lake, and evenings spent entertaining on the deck. Surrounded by natural beauty and local wildlife, this home offers comfort, space, and the lifestyle you’ve been dreaming of. Don’t miss your chance to own your own slice of lakefront living.

6258 SW Ginafred Shores Drive, Fife Lake
2364 Pinecrest, Harbor Springs
$549,000
3 Beds ⋅ 3 Baths ⋅ 479127 MLS
Nestled within the prestigious Birchwood Farms Golf & Country Club and overlooking the 8th hole of the Farms course, this inviting home offers a rare blend of privacy and access to exceptional amenities. Surrounded by natural beauty, it’s a peaceful retreat with all the perks of country club living. The spacious living room welcomes you with a cozy brick wood-burning fireplace and a stunning wall of windows that fill the space with natural light. Flowing effortlessly into the dining area and kitchen, this open layout is ideal for both everyday living and entertaining. The kitchen features abundant cabinetry and a peninsula with bar seating, and leads directly to the back patio—perfect for summer afternoons spent relaxing, reading, or enjoying your morning coffee. Designed with convenience in mind, the main level includes a bedroom with an adjoining sunroom and a full bath, offering the ease of one-floor living. Upstairs, you’ll find two additional bedrooms and another full bath, providing comfortable accommodations for family or guests. The partially finished lower level adds even more versatility, featuring a family room that’s perfect for a kids’ hangout or casual gathering space, along with a full bath. The unfinished portion offers ample storage for seasonal décor, outdoor gear, and more. Located just minutes from downtown Harbor Springs, you’ll enjoy easy access to charming boutiques, fantastic dining, and year-round events. As a member of Birchwood Farms Golf & Country Club, you’ll have exclusive access to 27 holes of championship golf, tennis and pickleball courts, bocce ball, a resort-style outdoor pool, and miles of scenic walking and cross-country skiing trails. The Clubhouse enhances the experience with exceptional dining, a fitness center, and a vibrant social calendar. This is more than just a home—it’s a lifestyle defined by comfort, recreation, and community.

2364 Pinecrest, Harbor Springs
604 Bay Street, Petoskey
$1,849,000
6 Beds ⋅ 4 Baths ⋅ 479118 MLS
604 Bay St. in Petoskey, Michigan, is a stunning six-bedroom, 3.5 bath home that stands as a true crown jewel of the city. This elegant residence showcases a blend of classic charm and modern amenities, making it perfect for both family living and entertaining. With spacious rooms filled with natural light, it features beautiful architectural details, hardwood floors, and a gourmet kitchen that any chef would adore. The expansive layout includes multiple living areas, providing ample space for relaxation and gatherings. Many additional upgrades have enhanced this home even further. Including the entire attic and basement have been spray-insulated, enhancing energy efficiency. New blinds throughout add a modern touch to the spacious layout filled with natural light. Outside, the property boasts beautifully landscaped grounds, perfect for enjoying the serene surroundings. The freshly repainted exterior and yard have seen significant enhancements throughout. A brand-new garage project includes a convenient half bath, while the outdoor space is perfect for entertaining with a covered cozy patio equipped with an outdoor TV. Additionally, The property has been revitalized with all-new landscaping, a freshly paved driveway, and a stylish new fence that enhances its curb appeal. New gutters have been installed for both the house and garage, ensuring proper drainage and maintenance. This residence truly combines elegance, comfort, and functionality, making it an exceptional place to call home in Petoskey. Located in a desirable neighborhood, this home offers a quick walk to downtown Petoskey, stunning views of Little Traverse Bay, and easy access to local shops, dining, and outdoor activities.

604 Bay Street, Petoskey
107 Stover Road, Charlevoix
$349,000
2 Beds ⋅ 1 Baths ⋅ 479103 MLS
MOTIVATED SELLERS!!!!! Nestled in a prime location, this charming home sits on an oversized lot just a short stroll from the public boat launch and the sandy shores of Ferry Beach. Bursting with character, this cute and quaint property offers a warm, inviting feel and endless potential to make it your own. Whether you're dreaming of a cozy getaway or a year-round residence, the setting alone makes this home truly special. Enjoy the convenience of nearby water access, peaceful surroundings, and the opportunity to create something uniquely yours in a highly desirable area.

107 Stover Road, Charlevoix
1202 State Street, Charlevoix
$434,900
3 Beds ⋅ 2 Baths ⋅ 479095 MLS
Charming 3 bedroom, 2 bathroom, personal oasis in Charlevoix the beautiful, walk to historic downtown shops and restaurants, groceries, festivals at the marina & park, Michigan beach & park or the well maintained dog park! Prepare meals in the large, updated kitchen, sip coffee in the beautiful 3 season room or near the fireplace, unique large lot with storage shed, possible uses of the double lot could support an auxiliary dwelling unit, an addition to existing home or pole barn, welcome to the walkable neighborhood and a lifestyle that promotes boating, hiking, biking & skiing - main floor can accommodate a bedroom with remodel plans

1202 State Street, Charlevoix
7207 Airport Rd, Vanderbilt
$199,900
4 Beds ⋅ 2 Baths ⋅ 479092 MLS
Discover the ideal balance of modern comfort and peaceful retreat in this thoughtfully designed, well-built home nestled in the heart of Northern Michigan. Offering an inviting open-concept floor plan, this residence creates a warm and welcoming atmosphere perfect for both everyday living and memorable gatherings. The spacious living and dining areas flow seamlessly together, bathed in natural light that highlights the generous proportions and creates an airy, relaxing environment for family and friends alike.The bright, functional kitchen serves as the heart of the home, featuring ample cabinetry and storage solutions that make meal preparation and organization effortless. Whether you're preparing a casual family breakfast or hosting a holiday feast, this space delivers both practicality and charm. Adjacent, the private primary suite provides a tranquil sanctuary, complete with its own full bathroom for added privacy and convenience—ideal for unwinding after a day exploring the great outdoors.Step through the sliding doors onto the inviting back porch, where you can savor peaceful mornings with coffee or host effortless evening gatherings. The expansive, serene backyard offers a private oasis for relaxation, play, or simply enjoying the gentle sounds of nature. Mature landscaping and thoughtful layout enhance the sense of seclusion while maintaining easy maintenance.This home’s prime location enhances its appeal even further. Just minutes from Gaylord’s vibrant amenities, shopping, dining, and community events, it also provides quick access to I-75 for effortless commuting or travel. Vanderbilt and the surrounding area are renowned for year-round outdoor recreation, including hiking, fishing, skiing, snowmobiling, golfing, and endless trails that showcase Michigan’s stunning natural beauty. Whether you seek a full-time residence filled with comfort and convenience or a weekend getaway to escape the hustle of city life, this property delivers an unmatched lifestyle.

7207 Airport Rd, Vanderbilt
3828 Hemingway Road, East Jordan
$2,575,000
5 Beds ⋅ 3 Baths ⋅ 479079 MLS
Imagine ending each day with breathtaking sunsets over Lake Charlevoix from this iconic 5-bedroom, 2-bath log home, offering 150 feet of private frontage and more than 3 acres of pristine land on the sought-after Hemingway Peninsula. Originally built as a 1930s log cabin, this home was seamlessly expanded with a modern addition, blending rustic Up North charm with today’s comfort and convenience. Inside, a thoughtfully designed kitchen makes preparing meals for family and friends a joy, while the vaulted living area, anchored by a classic fieldstone fireplace, frames expansive lake views through walls of glass and multiple doorwalls. The primary ensuite continues the timeless log motif with rich wood and stone details, creating a true Northern Michigan retreat. Outdoor living is just as magical. Entertain on the back patio or dine alfresco on the waterside deck. Down by the shoreline, build sandcastles on the beach or launch cannonballs off the dock into the sparkling blue waters. As the sun sets, gather around the lakeside firepit for stories and s’mores under the stars. With over 3 acres and 150 feet of frontage, the property offers future flexibility, including potential for a land split. Offered fully furnished, this turnkey escape even includes a 2017 Bennington Tritoon. As a proven income producer, the property generated nearly $100K in rental revenue for the 2025 summer season. Seller is also open to discussing land contract terms, providing additional opportunities for ownership. Opportunities like this in Northern Michigan’s “Golden Triangle”, where natural beauty, outdoor adventure, and timeless lakefront living meet, are truly rare. Pack your bags and step into the Lake Charlevoix lifestyle you’ve been dreaming of.

3828 Hemingway Road, East Jordan
11649 Summerhill Way, Charlevoix
$2,495,000
3 Beds ⋅ 4 Baths ⋅ 479067 MLS
Sweeping Lake Michigan Views from a Private, Gated Northern Michigan Retreat! This custom home represents a rare convergence of architectural excellence, natural beauty, and premier location. Built in 2020 and set within the gated Summerhill community, the property is offers exceptional privacy. Located just minutes from Bay Harbor, Petoskey, and Charlevoix, you’ll enjoy world-class dining, marinas, golf, shopping, and year-round recreation—all within effortless reach. This is Northern Michigan living at its finest! Inside, black walnut flooring flows throughout, complemented by custom millwork and expansive Kobe windows that frame the lake as a living work of art. The kitchen is both elegant and highly functional, featuring Thermador professional appliances and custom Stillwater cabinetry, seamlessly integrated into an open-concept living space designed for both entertaining and everyday comfort. Thoughtfully designed for modern living, the residence is a fully integrated smart home, complete with a comprehensive security system, whole-house reverse osmosis water purification, and a whole-house generator—ensuring comfort and peace of mind in every season. The main-level primary suite offers stunning lake views, direct outdoor access, and a spa-inspired bath with a walk-in tile shower. The upper level features two additional bedrooms, a full bath, and dedicated office or flex space—ideal for guests or remote work—while the lower level provides additional space ready to be customized to your needs. Outdoors, extensive professional landscaping blends seamlessly into the surrounding woods, while a beautifully designed patio creates an inviting setting for entertaining or quiet evenings, enhanced by an outdoor Sonos sound system. A thoughtfully designed outbuilding adds both functionality and architectural continuity. Don’t miss this rare opportunity to experience Lake Michigan living at its highest level in an unbeatable location!

11649 Summerhill Way, Charlevoix
10826 Chickagami Trail, Brutus
$399,900
2 Beds ⋅ 3 Baths ⋅ 478985 MLS
NEW PRICE!! Enjoy the Up North lifestyle in this meticulously maintained home with two bedrooms plus a loft, two and a half baths and attached two car garage located across the street from sparkling and clear Burt Lake. Above the garage are two heated, finished rooms —great for overflow guests, a home office, studio space, or additional storage. The Maple Bay boat launch is one block away, offering quick and easy access to the famed Inland Waterway—an exceptional value for lake living without the waterfront price. Designed for easy ownership, the low-maintenance exterior features vinyl decking, a paved drive, and simple, attractive landscaping. The whole house generator, natural gas, fiber optic internet and many updates check all the boxes for an ideal move in ready home.Perfectly positioned near US-31 and I-75, this central location provides effortless access to all that Northern Michigan has to offer. Hundreds of acres of State and Conservancy lands surround the area, offering abundant wildlife, natural beauty, and year-round recreation. The Burt Lake Trail begins at Maple Bay while the Maple River Blue Ribbon trout stream is just down Brutus Road. Golf and ski enthusiasts will appreciate being only 15 minutes from The Highlands and Nubs Nob. Centrally located to Cheboygan, Mackinac City, Harbor Springs, Petoskey, and Indian River, this property makes an ideal year-round residence or vacation getaway.

10826 Chickagami Trail, Brutus
303 Lamoreaux Drive, Elk Rapids
$399,000
4 Beds ⋅ 2 Baths ⋅ 478981 MLS
This exceptionally maintained single-floor home features four bedrooms and two bathrooms, situated on a quiet corner lot within a family friendly charming Elk Rapids cul-de-sac. The spacious master bedroom offers a walk-in closet and an en suite bathroom. The kitchen provides ample counter space, updated appliances, and new Life Proof flooring throughout the kitchen and dining areas. Entertain guests on two decks—one at the rear, overlooking a large backyard and woods that offer additional privacy, complemented by new landscaping in 2025. The two-car garage includes generous storage and a dedicated workshop area. Located in the desirable Heights community and is served by an award-winning school district, this property is just minutes from beaches, shops, schools and picturesque up-north scenery, making it ideal for comfortable living or a peaceful getaway and just 20 minutes from Traverse City.

303 Lamoreaux Drive, Elk Rapids
50 Camp Ten Road, Gaylord
$279,000
4 Beds ⋅ 2 Baths ⋅ 478980 MLS
Step into move-in-ready comfort with this beautifully refreshed home. Recently painted throughout and featuring brand new carpet, this property offers a fresh start from the moment you walk through the door. The bright, welcoming interior creates an inviting atmosphere, while the open floor plan is perfect for everyday living and entertaining. The detached 2 1/2 car garage offers great space for parking, storage, or even a workshop. Bring your belongings it’s ready for you, Just Own It!

50 Camp Ten Road, Gaylord
3248 Glenwood Beach Drive, Boyne City
$5,495,000
5 Beds ⋅ 6 Baths ⋅ 478965 MLS
Discover refined waterfront living in this exceptional 5-bedroom, 6-bathroom estate offering over 5,000 square feet of thoughtfully designed space. Set along 150 feet of sandy Lake Charlevoix frontage, this custom home, built in 2014 by Collie Construction, captures sweeping panoramic lake views from every bedroom. Inside, timeless craftsmanship and elegant finishes define the home, from sparkling crystal chandeliers and two dramatic stone fireplaces to a stunning custom staircase. Two full chef’s kitchens provide both beauty and function, featuring premium appliances, quartzite countertops, and custom cabinetry—ideal for entertaining or everyday living. The home is designed for both comfort and convenience, with a main-level primary suite, spa-inspired bathrooms, two laundry rooms, and carefully curated details such as custom crown molding, tray ceilings, integrated blinds, and built-in reading lights. Rich Connecticut oak flooring and exquisite tile work add warmth and sophistication throughout. Modern amenities include a state-of-the-art sound and security system, a 2.5-car garage, a spacious office or storage area, and a dedicated beach bath in the garage for easy cleanup after lake days. Outdoor living is equally impressive, with expansive decks and stamped concrete porches overlooking beautifully manicured grounds. A sweeping paver driveway, generous green space, a granite fire pit area, and a striking rock arch create a memorable and inviting setting. This is more than a home—it’s a rare opportunity to experience luxury, privacy, and breathtaking waterfront beauty.

3248 Glenwood Beach Drive, Boyne City
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