Twin Lake
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Twin Lake in Charlevoix County, Michigan draws buyers looking for lakefront and near-lake homes at prices that remain accessible compared to downtown Charlevoix, with listings typically ranging from $280,000 to $650,000 depending on water access and lot size. Hartwick Up North Homes works with buyers across this price range, helping them navigate the small but competitive inventory that defines this northern Michigan market. Twin Lake's year-round appeal and proximity to US-31 make it a practical choice for both full-time residents and second-home buyers.

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Home Styles and Price Ranges

Twin Lake homes for sale include a mix of classic Michigan cottage-style construction built between the 1950s and 1970s, modest ranch homes on wooded lots, and a smaller number of newer builds completed after 2005. Cottage-style properties with direct lake frontage on Twin Lake typically list between $420,000 and $650,000, while inland ranch homes and off-water parcels run closer to $280,000 to $390,000. Lot sizes on the water average between one-quarter and one-half acre, with most homes ranging from 900 to 2,200 square feet. Buyers willing to consider properties without direct frontage find significantly more square footage per dollar in this area.

Neighborhoods and Local Roads

Twin Lake Frontage Properties

Homes along Twin Lake Road and the lakeside drives that ring the water represent the most sought-after addresses in this community. These properties were largely developed between 1952 and 1975 and retain the cottage character that northern Michigan buyers expect, with shallow-pitched rooflines, screened porches, and mature birch and pine lots running to the water's edge.

Inland and County Road Areas

Inland from the lake, properties along Charlevoix County Road 48 and surrounding two-tracks offer larger wooded lots averaging one to two acres. Ranch homes in this corridor were built in phases from the 1960s through the early 2000s, and they list between $285,000 and $380,000 with more living space and detached garage construction common among these parcels.

Daily Life in Twin Lake

Twin Lake sits approximately twelve miles from downtown Charlevoix via US-31, putting buyers within a twenty-minute drive of Charlevoix Hospital, local dining, and the Lake Michigan shoreline at Fisherman's Island State Park. Boyne City and Petoskey are each within thirty minutes, providing access to additional employment and services. Children in this area are zoned for Charlevoix Public Schools, with Charlevoix Elementary and Charlevoix High School serving the community. The lake itself supports fishing, kayaking, and swimming through the summer months, and the surrounding Charlevoix County forest land draws snowmobile and cross-country ski traffic in winter.

Working With a Local Expert

Hartwick Up North Homes brings direct familiarity with Twin Lake's inventory patterns, including which lakefront parcels carry flood zone considerations and how seasonal listing cycles affect pricing in Charlevoix County.

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Newest Homes for Sale in Twin Lake, Charlevoix, MI

801 Sunset Street, East Jordan
$1,105,990
8 Beds ⋅ 4 Baths ⋅ 477369 MLS
Rare Investment Opportunity – 3 Homes for 1 Price! Lake Charlevoix Views – East Jordan, MI. Seize the chance to own three single-family homes bundled together in a strategic location with beautiful views of Lake Charlevoix. This unique offering is perfect for the savvy investor seeking long-term rental income, short-term rental potential (subject to available permits), and the opportunity to capitalize on future development in one of Northern Michigan’s most promising areas. Property One: 2 Bedrooms, 1 Bathroom, oversized attached garage, impressive pole barn with loft – ideal for storage, hobbies, or conversion. Property Two: 3 Bedrooms, 2 Bathrooms, attached 2-car garage, additional detached garage for extra storage or workspace. Property Three:3 Bedrooms, 1 Bathroom, 2 Car garage and additional storage shed. Each home is situated on its own parcel, but together they border a larger property that lies directly on Lake Charlevoix – a strategic parcel that could hold future development potential. East Jordan is one of the three key Lake Charlevoix communities to undergo significant transformation, positioning these properties at the forefront of potential growth. Whether you’re looking to launch a short-term rental portfolio, provide reliable long-term housing, or hold and develop in the future, this package offers flexibility, income potential, and location-driven value. Enjoy scenic lake views, just minutes from East Jordan’s waterfront, parks, and vibrant small-town charm – yet quietly tucked away near future possibilities. All three homes must be purchased together. Don’t miss out on this rare bundled opportunity with proximity to one of Michigan’s most loved lakes. Disclaimer: All information is deemed reliable but not guaranteed. Buyers are responsible for verifying all details including lot dimensions, property descriptions, room sizes, and any other pertinent information. Any property lines shown in photos or marketing materials are approximate.

801 Sunset Street, East Jordan
111B Belvedere Avenue, Charlevoix
$3,845,000
4 Beds ⋅ 6 Baths ⋅ 477365 MLS
Walking distance to Downtown Charlevoix, this four-story lakefront masterpiece offers two 60' boat slips, and has been fully remodeled with a fresh take on coastal living. The main floor is open-concept with a fireplace and floor-to-ceiling windows that open to a lakeside balcony. From the custom kitchen cabinetry to the polished chevron tile and high-end appliances, cooking in this kitchen is a delight best shared. A bar beside the formal dining area and posh chandelier set the scene for first-class entertaining. The uppermost floor begins with a loft featuring custom built-in office space for two with a faux wood stove and lake views. The adjoining guest suite extends to a private balcony, and offers a luxurious bathroom with sky-lit shower. Below the main floor, an entire floor is dedicated to sleeping quarters—this is where the master suite is, as well as 2 bedrooms with a jack and jill bathroom, and laundry room. The master has an ensuite, pocket door for privacy, and lakeside balcony. The ground level offers an expansive living area with fireplace and casual dining area beside custom cabinetry, a mini-fridge, sink and sleek countertop—just steps away from your boat slips. This home is nothing short of clever and romantic. Ownership provides access to a pool at the neighboring association.

111B Belvedere Avenue, Charlevoix
202 W Carpenter, Charlevoix
$429,000
3 Beds ⋅ 2 Baths ⋅ 477186 MLS
Brand New Construction located close to downtown Charlevoix shops and restaurants. Excellent floor plan with three bedrooms, two full baths and a tremendous amount of storage both on the main level and upper level. The 2+ car garage provides approximately 665 square feet in addition to the 1534 living space square footage that could be utilized for cars, bikes, boats, snowmobiles or jet skis. The main floor laundry was designed and built with large closets and yes, more storage space. New appliances are included.

202 W Carpenter, Charlevoix
223 E Third Street, Harbor Springs
$875,000
4 Beds ⋅ 2 Baths ⋅ 477059 MLS
This exceptionally rare opportunity in the heart of downtown Harbor Springs is Zoned B-1 and offers a multitude of possible uses including commercial, residential as well as mixed use. Originally constructed as a single-family residence, this historic property is currently divided by floor into two rental units featuring one full-bath and two bedrooms each. Conveniently located on E. Third St, local shops, restaurants, and the waterfront are just a few steps away. This property is currently subject to certain parking agreements (including use of the detached garage) that will run with the land. The structure is approximately 100 years in age, and renovations and maintenance will be required in the near future. This parcel could be combined with 211 E Third (MLS# 477058 & 477061) to create the largest offering in the heart of Harbor Springs just one block removed from the bustle of Main Street.

223 E Third Street, Harbor Springs
211 E Third Street Unit AND 209 E Third St, Harbor Springs
$975,000
2 Beds ⋅ 1 Baths ⋅ 477058 MLS
Reimagine this storied property in downtown Harbor Springs to suit your needs as a residence, duplex, or mixed-use project. Once the site of the local newspaper, the property is currently configured with a commercial area, and an older two-story structure. Renovations will be required, but the property offers many possibilities. This parcel could be combined with 223 E Third (MLS# 477059 & 477060) to create the largest offering in the heart of Harbor Springs just one block removed from the bustle of Main Street. (Closing of any sale will not occur prior to the sale of the adjoining property at 223 E Third St. MLS# 477059 & 477060)

211 E Third Street Unit AND 209 E Third St, Harbor Springs
606 State Street, Petoskey
$1,175,000
4 Beds ⋅ 5 Baths ⋅ 476836 MLS
Downtown Dream in Petoskey! Welcome to this stunning 4 bedroom, 4 full-bath & 1 half-bath home - perfectly located less than a quarter-mile from downtown. With two en suite bedrooms, this fully renovated property offers an incredible opportunity to enjoy the luxuries of living locally! A vibrant array of downtown shops, restaurants, and festivals are just a short walk away. Located half a block from both Central Elementary and St. Francis Grade School, and two blocks from the local library—this gorgeous reno is ideal for families! The home has been lifted and features a full ICF basement, providing exceptional durability and energy efficiency. Throughout the home, you'll find premium finishes and beautifully refinished original wood floors in most of the living spaces. Abundant natural light fills the home through large windows, creating a warm and inviting ambience. Relax on the elevated front porch, a perfect place for a morning cup of coffee, engaging with neighbors, and enjoying beautiful Northern Michigan sunsets. This home truly combines comfort, style, and an unbeatable location! Don’t miss your chance to make it yours!

606 State Street, Petoskey
1509 Kingswood Terrace, Harbor Springs
$390,000
3 Beds ⋅ 3 Baths ⋅ 476707 MLS
Looking for a home you can truly make your own? This inviting 3-bedroom, 2.5-bath residence offers an exceptional opportunity to add your personal style and create the Northern Michigan retreat you’ve been dreaming about. Nestled on a serene, wooded lot and backing up to protected state land, this home offers the perfect blend of privacy and peaceful community living. Located on a quiet street within the prestigious Birchwood Farms Golf & Country Club, the property features two spacious gathering areas, two cozy fireplaces, and a deck overlooking the tranquil woods—ideal for relaxing mornings or entertaining family and friends. Partially furnished and ready for immediate enjoyment, this home is well-suited for year-round living or as a seasonal getaway. While updates may be desired, the home’s solid layout, generous living spaces, and unbeatable setting provide an outstanding foundation for customization. House is schedule to have the exterior painted this summer. Enjoy full access to Birchwood’s premier amenities, including 27 holes of outstanding golf, 10 tennis courts, 4 pickle ball courts, a large heated pool, state-of-the-art fitness center, multiple dining options, and a vibrant calendar of social events. It’s time to take a closer look at this inviting home—where comfort, charm, and potential come together. A wonderful opportunity to create a home uniquely your own in one of Northern Michigan’s most sought-after communities.

1509 Kingswood Terrace, Harbor Springs
7748 Sophies Way, Harbor Springs
$549,900
3 Beds ⋅ 2 Baths ⋅ 476658 MLS
Welcome to this beautiful, newly constructed ranch-style home nestled in a desirable neighborhood near ski resorts, golf courses, biking and hiking trails, and just minutes from downtown Harbor Springs. Designed with the perfect open-concept layout, this home features split-bedroom floor plans for maximum privacy and comfort. Enjoy top-tier finishes throughout, including quartz countertops, walk-in pantry, high-end appliances, air conditioning, and life-proof flooring. The primary suite offers a soaking tub and spacious closets, making it a perfect personal space. The full basement is already plumbed and features egress windows - ready to be finished for additional living space, a home gym, or an entertainment area. Move-in ready with immediate occupancy available. This home combines modern convenience with practical space and efficiency. Call for you personal tour today!

7748 Sophies Way, Harbor Springs
8530 Dustin Lane, East Jordan
$1,649,000
6 Beds ⋅ 8 Baths ⋅ 476546 MLS
Welcome to 8530 Dustin Lane—an elevated Northern Michigan Estate with panoramic views of Lake Charlevoix, refined amenities, and effortless access to world-class recreation. Set on 10.2 pristine and private acres just steps from the Ironton Ferry and 10 minutes from downtown Boyne City, this 6-bedroom, 4-bath estate captures the essence of sophisticated Up North living. Whether used as a year-round residence or an exclusive vacation retreat, every detail of this property has been thoughtfully designed for comfort, elegance, and adventure. The main level welcomes you with an open-concept layout that seamlessly blends light-filled living spaces with stunning natural vistas. A bright eat-in kitchen opens to a spacious great room, perfect for entertaining or quiet evenings at home. The expansive primary suite offers a spa-inspired bath and tranquil water views, creating a true private haven. The fully remodeled walkout lower level is designed for both luxury and flexibility. It features two additional bedrooms—each with its own en-suite bathroom—providing the ultimate comfort and privacy for guests or multigenerational living. This level also includes a home theater, a custom bar, and a generous lounge space, making it the ideal setting for entertaining and relaxation. Outdoors, enjoy elevated living with an expansive deck overlooking Lake Charlevoix, a secluded hot tub under the stars, and beautifully maintained grounds offering both open space and wooded privacy. With direct access to nearby ORV and snowmobile trails, adventure is always just moments away. Ideally positioned near the best of Northern Michigan—Boyne Mountain’s ski slopes, world-class golf, boating, and charming towns—8530 Dustin Lane combines the peace of a private retreat with the amenities of a luxury resort.

8530 Dustin Lane, East Jordan
Middle Island, Alpena
$3,699,000
476491 MLS
Welcome to Middle Island, a once-in-a-lifetime opportunity to own one of the most unique and breathtaking private islands in the Great Lakes. Located just a few miles offshore from Rockport Harbor and north of the charming town of Alpena, this extraordinary 227-acre island is nestled in the crystal-clear waters of Lake Huron, offering over 10,000 feet of pristine waterfront and unmatched panoramic views. Steeped in rich maritime history, Middle Island is home to the historic Middle Island Lighthouse, a majestic 76-foot beacon built in 1905 to guide ships safely through Thunder Bay—a region once infamous for its treacherous waters. The lighthouse, decommissioned in the mid-20th century, remains fully intact and now offers incredible observation vistas that span miles in every direction. The island’s accommodations speak to its legacy. The original 12-room lighthouse keeper’s quarters offers and the adjacent Fog Signal Building, once used to emit warning blasts in heavy fog, has been thoughtfully converted into a welcoming lodge that sleeps ten—a perfect retreat for guests or potential eco-tourism ventures. Outdoor enthusiasts will appreciate the 380’ permanent break wall and dock on the west side of the island, providing secure access by boat and protecting the harbor in all conditions. The island also features a hunting blind, an observation tower, and miles of unspoiled natural terrain—ideal for hiking, wildlife viewing, and exploring the rare solitude that only a private island can offer. Middle Island offers a rare combination of historic significance, rugged natural beauty, and modern-day development potential—perfect as a private retreat, corporate getaway, or legacy investment. With its sweeping shorelines, maritime heritage, and unmatched exclusivity, this Lake Huron gem is truly a world apart.

Middle Island, Alpena
1515 Atkins Road, Petoskey
$1,500,000
476058 MLS
Magnificent 9.4 Acre Apartment Development Site Close to Schools, Downtown, the Bay, minutes to everything! -- Incredible opportunity to develop in Petoskey, Bear Creek Township — completely cleared, balanced, and equipped with access to municipal utilities Located very close to the Petoskey school campus, this property offers a prime setting for a New Home with Land multi-family residential condo or rental community with convenient access to schools, services, and surrounding amenities. Purchaser is responsible for verifying all zoning and approval details with Emmet County and Bear Creek Township. A rare opportunity in a high-demand community, experiencing a housing deficit. Don’t miss the chance to bring your development vision to life in one of Northern Michigan’s most desirable communities. Renderings are conceptual in Nature.

1515 Atkins Road, Petoskey
4712 Sunset View Lane, Petoskey
$4,390,000
5 Beds ⋅ 8 Baths ⋅ 476048 MLS
Last opportunity for a luxury home in the desirable Sunset Ridge neighborhood, offering panoramic views of Little Traverse Bay! Boasting over 6,000 sq.ft. of luxurious living space, this home features 5 bedrooms, 5 full baths, and 3 half baths, blending refined elegance with unparalleled comfort. Designed by architect Alex Bogaerts, every aspect has been thought out with premium finishes, from stunning stone accents to the spacious open-concept layout ideal for seamless living and entertaining. The chef-inspired kitchen is a true highlight, equipped with custom cabinetry, a large island, a six-burner Wolf gas range, Sub-Zero refrigerator, two Cove dishwashers, Wolf wine refrigerator, and a butler’s pantry featuring a built-in Wolf coffee maker, Sub-Zero beverage cooler and ice maker, all flowing effortlessly into the formal dining room. The great room showcases a striking natural gas fireplace, adding warmth and charm. Step outside to the expansive 1,400 sq.ft. deck, perfect for hosting guests while enjoying the breathtaking bay views. The luxurious master suite offers a private deck, a spa-like bath with a tile shower, a soaker tub, vanity and dual walk-in custom closets, creating a true retreat. The main level also includes two half baths, a laundry room with an LG washer and dryer, and an office, providing both convenience and functionality. Above the 3 car garage, the unfinished bonus room offers versatile options, whether as a playroom, media room, or bunk room. The lower level is designed for ultimate entertainment, featuring a spacious family room with a gas fireplace, a kitchenette, a guest suite, three ensuite bedrooms, a half bath, additional laundry room with a stackable LG washer and dryer, and a stone patio. This home is also pre-wired for blinds, surround sound, and security cameras. The beautifully landscaped grounds, framed by mature trees, provide a private, serene atmosphere.

4712 Sunset View Lane, Petoskey
33171 Mrs. Reddings Trail, Beaver Island
$845,000
4 Beds ⋅ 4 Baths ⋅ 475445 MLS
Tucked among towering hardwoods and overlooking the endless blue waters of Lake Michigan, this exceptional Beaver Island retreat offers the rare combination of luxury, privacy, and proven investment potential. Situated on two waterfront parcels with breathtaking sunset views, this fully finished three-story home is a place where mornings begin with coffee overlooking the lake and evenings end beneath glowing northern Michigan skies. Thoughtfully updated and impeccably maintained, the home is being offered fully turnkey and has operated as a successful vacation rental, making it ideal as both a personal escape and income-producing waterfront property. The main level has been beautifully reinvented with new hardwood flooring, a stunning designer kitchen featuring quartz countertops, updated appliances, and inviting gathering spaces designed for effortless entertaining. Walls of windows draw in natural light and frame the surrounding woodlands and Lake Michigan shoreline, creating a sense of calm and connection to nature from nearly every room. All three finished levels provide generous living space for hosting family and guests, while the wooded acreage offers a rare feeling of seclusion and serenity. Whether you envision summer evenings on the deck, beach walks at sunset, cozy autumn weekends surrounded by color, or creating a legacy property to enjoy for generations, this home delivers an extraordinary island lifestyle that is increasingly difficult to find. Located along one of Beaver Island’s most peaceful stretches of shoreline, this is more than a home - it is a destination, a retreat, and an opportunity to own a truly special piece of Lake Michigan waterfront.

33171 Mrs. Reddings Trail, Beaver Island
6275 Cut Off Road, Afton
$2,350,000
4 Beds ⋅ 5 Baths ⋅ 475387 MLS
Welcome to 6275 Cut Off Road, a Swedish Cope full log cabin nestled on the picturesque Pigeon River in Afton, Michigan. This delightful home boasts a perfect blend of modern comfort and rustic charm, making it an ideal retreat for families. As you step inside, you're greeted by a warm and inviting living space filled with natural light with a view of the river. The home has several living spaces, designed to offer an ideal setting for entertaining or enjoying cozy family gatherings. The kitchen features contemporary appliances, ample counter space, and stylish cabinetry, making it a chef's dream. This home offers four spacious bedrooms, each designed for relaxation and comfort. The master suite includes an en-suite bathroom, ensuring privacy and convenience. Additional bedrooms are perfect for guests, children, or home office. Outside, you'll find a beautiful open space to the river and pond, perfect for family games and other outdoor activities. With its inviting atmosphere and prime location, this home is a true gem that offers the perfect blend of tranquility and convenience. Don't miss the opportunity to make 6275 Cut Off, your family's new home!

6275 Cut Off Road, Afton
4265 Balsam Lane, Boyne City
$13,000,000
14 Beds ⋅ 8 Baths ⋅ 475226 MLS
Welcome to the historical Randall’s Point on Walloon Lake! This is a rare opportunity to own a century old homestead with a distinct peninsula that offers unmatched views of the sunrise and sunsets from all 4 cabins. Nestled at the end of a scenic, long, winding driveway and sitting on 15.5 acres with an expansive 2,170 feet of waterfront, this unique property is truly one of a kind. Purchased by the Randall family in the 1900’s, Mr. Randall and his dear friend, Ernest Hemingway, foraged the centuries old red and white pines hunting grouse and woodcock. It is also believed that Bo Randall and his wife attended Hemingway’s marriage to Hadley upon his return home from WWI. While the original barn and boathouse remain, the three log cabins were built in the 1920’s. The main log home was built in the 1970’s and underwent a major expansion and renovation in 2001. The first floor ‘master suite’ is a completely self-contained living space, and the rest of the main level boasts gleaming hardwood floors, walls of windows on three sides that overlook the lake just 25 feet away, a stone fireplace, and multiple sitting areas to enjoy, entertain, and spend time with family and friends. The spacious chef’s kitchen can accommodate multiple cooks and includes stainless steel appliances, granite island, and ample pantry storage. Several covered porches emit peace and tranquility while providing panoramic and breathtaking views. Sip your morning coffee while watching the sun rise and listen to the birds chirping and the fish jumping. Unwind in the evening with your favorite beverage as the sun melts into the rippling water. Flat rock steps lead down to the amazing hard-packed, sandy beach with a fire pit, perfect for those evening bonfires and s’mores. As you enter the guest cabins you are instantly transported back to a time when life was simple. Don't miss your chance to own this integral piece of Walloon Lake history that will provide another century of fun for future generations.

4265 Balsam Lane, Boyne City
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