Twin Lake
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Twin Lake in Charlevoix County, Michigan draws buyers looking for lakefront and near-lake homes at prices that remain accessible compared to downtown Charlevoix, with listings typically ranging from $280,000 to $650,000 depending on water access and lot size. Hartwick Up North Homes works with buyers across this price range, helping them navigate the small but competitive inventory that defines this northern Michigan market. Twin Lake's year-round appeal and proximity to US-31 make it a practical choice for both full-time residents and second-home buyers.

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Home Styles and Price Ranges

Twin Lake homes for sale include a mix of classic Michigan cottage-style construction built between the 1950s and 1970s, modest ranch homes on wooded lots, and a smaller number of newer builds completed after 2005. Cottage-style properties with direct lake frontage on Twin Lake typically list between $420,000 and $650,000, while inland ranch homes and off-water parcels run closer to $280,000 to $390,000. Lot sizes on the water average between one-quarter and one-half acre, with most homes ranging from 900 to 2,200 square feet. Buyers willing to consider properties without direct frontage find significantly more square footage per dollar in this area.

Neighborhoods and Local Roads

Twin Lake Frontage Properties

Homes along Twin Lake Road and the lakeside drives that ring the water represent the most sought-after addresses in this community. These properties were largely developed between 1952 and 1975 and retain the cottage character that northern Michigan buyers expect, with shallow-pitched rooflines, screened porches, and mature birch and pine lots running to the water's edge.

Inland and County Road Areas

Inland from the lake, properties along Charlevoix County Road 48 and surrounding two-tracks offer larger wooded lots averaging one to two acres. Ranch homes in this corridor were built in phases from the 1960s through the early 2000s, and they list between $285,000 and $380,000 with more living space and detached garage construction common among these parcels.

Daily Life in Twin Lake

Twin Lake sits approximately twelve miles from downtown Charlevoix via US-31, putting buyers within a twenty-minute drive of Charlevoix Hospital, local dining, and the Lake Michigan shoreline at Fisherman's Island State Park. Boyne City and Petoskey are each within thirty minutes, providing access to additional employment and services. Children in this area are zoned for Charlevoix Public Schools, with Charlevoix Elementary and Charlevoix High School serving the community. The lake itself supports fishing, kayaking, and swimming through the summer months, and the surrounding Charlevoix County forest land draws snowmobile and cross-country ski traffic in winter.

Working With a Local Expert

Hartwick Up North Homes brings direct familiarity with Twin Lake's inventory patterns, including which lakefront parcels carry flood zone considerations and how seasonal listing cycles affect pricing in Charlevoix County.

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Newest Homes for Sale in Twin Lake, Charlevoix, MI

2029 Greenbriar, Harbor Springs
$835,000
3 Beds ⋅ 4 Baths ⋅ 479569 MLS
Welcome to your Birchwood Farms retreat! Situated directly on the golf course at 2029 Greenbriar in beautiful Harbor Springs, this charming 3-bedroom, 4-bathroom (2 full, 2 half) home offers 2,208 square feet of comfortable and inviting living space with fantastic views. Step inside to discover a spacious main-level layout featuring gorgeous wood floors, striking cathedral ceilings, and a cozy wood-burning fireplace in the expansive 24-foot living room. The main floor is perfectly designed for easy living and entertaining, boasting a well-appointed kitchen, an adjoining dining room, a dedicated office space, and a convenient primary suite. Upstairs, you will find two additional generously sized bedrooms, providing plenty of space for family or guests. Enjoy modern comforts year-round with central air and natural gas forced-air heating. Outside, a lovely deck awaits—providing the perfect vantage point for summer barbecues or simply relaxing while taking in your peaceful, pristine golf course surroundings. The property also features an attached 2-car garage, a paved driveway, and a handy storage shed. Located in the highly desirable Birchwood Farms Golf & Country Club community, you will have access to incredible club amenities and the quintessential Northern Michigan lifestyle right out your back door.

2029 Greenbriar, Harbor Springs
11110 Wildwood Road, Petoskey
$1,250,000
5 Beds ⋅ 3 Baths ⋅ 479560 MLS
Welcome to the "Ranch" this newly remodeled 3,452 sq ft home sits on 78.60 beautiful Northern Michigan acres in Emmet County. Some of the upgrades include new bathrooms, lighting, electrical, appliances, counter tops, doors, newly added center island, new kitchen's (that's right two kitchens) one upper level main kitchen and one in the lower level to service the guests or could be a mother-in-law suite. All new paint throughout, new flooring on the main floor. This ranch style home features 3 bedrooms two baths, including the master suite on the main floor. The lower level has two new bedrooms and full bath with a large living area. The 78.60 acres has miles of trails meandering through the property. There is an open meadow that would be ideal for horses. This particular parcel of land has many uses such as Morel Mushroom hunting, making maple syrup, hunting whitetail deer & ruffled grouse. This would be an ideal setting for a hobby farm which includes several already built outbuildings. Here is a list of the buildings. Two car detached garage (672 sq ft), Large (2,016 sq ft) pole barn with concrete floor and electrical service added, Horse Shed/Tack room (330 sq ft). The "Ranch" is conveniently located to Petoskey, Harbor Springs and Bay Harbor. Enjoy everything Northern Michigan has to offer form this very private estate. Add it all up and it truly is a great value. Please contact me to schedule a showing.

11110 Wildwood Road, Petoskey
17314 Cobbs Highway, Onaway
$360,000
4 Beds ⋅ 2 Baths ⋅ 479554 MLS
Peaceful retreat on 10 beautiful acres featuring many fruit trees and perennials. This spacious home provides a private primary suite, quartz countertops in the expanded kitchen, and a large bonus room/4th bedroom. Work from home in your roomy office with reliable fiberoptics. Recent upgrades include a new metal roof, natural gas boiler, and on-demand hot water heater. Newer windows give you expansive views of the park-like grounds. The huge fenced-in organic garden area includes barn and greenhouse. Watch birds and deer in all seasons. Close proximity to Ocqueoc State Park with its gorgeous waterfalls. This property offers tranquil country living at its best.

17314 Cobbs Highway, Onaway
9465 W Old State Road, Central Lake
$1,100,000
3 Beds ⋅ 2 Baths ⋅ 479553 MLS
Welcome to your peaceful hilltop retreat - or the countryside gathering place where family and friends naturally come together. The choice is yours. Perched high above rolling farms and fields with a glimpse of the Bay, this custom-built cedar log-sided estate offers warmth, character, and unforgettable views. Inside, the main-floor great room is anchored by a stunning floor to ceiling fieldstone wall, while two oversized 8' door walls frame the surrounding countryside and fill the home with natural light. Rich cedar walls, southern Yellow Pine flooring, and custom pine kitchen cabinetry create a warm, inviting interior that perfectly complements the home's rustic elegance. The spacious layout includes three generously sized bedrooms, two large bathrooms, and an expansive upper-level family space ready for game night, hobbies, guest accommodations, or whatever fits your lifestyle. Picture quiet mornings barefoot on the impressive 50-foot covered porch, coffee in hand, listening to birds as the sun rises over the fields. A versatile outbuilding currently serves as a woodshed and offers additional space for tractors, equipment, and wood storage for the wood stove.

9465 W Old State Road, Central Lake
7730 E Us 2 Highway, Bessemer
$199,900
4 Beds ⋅ 4 Baths ⋅ 479552 MLS
BRING ALL OFFERS NOW!! HUGE NEW PRICE IMPROVEMENT**If homes had a size, this would be a triple XL! Make no mistake, this is a big house on big property with a private pond, and ready for some big updates! This early 70's 4 bedroom, 4 bath home has a definite vibe from the past~ waiting for the next owner to take it into the future. This 3300+sq ft home [including lower level] features a Sprawling floor plan with many rooms, a full finished lower level, pond, 2 car attached garage and large pole garage for extra storage. Set back from highway US 2 in Bessemer, the property beckons those who appreciate their space, and privacy. Although this area is touted as Big Snow Country, near Big Powderhorn Mountain, there are other seasonal options to enjoy here for year round living~ Lake Superior, Copper Peak, waterfalls and ATV/snowmobile trails abound in this region. If your get up and go needs some extra room, consider this Fannie Mae Homepath Property.

7730 E Us 2 Highway, Bessemer
1405 N Shore Drive, Gaylord
$429,900
3 Beds ⋅ 3 Baths ⋅ 479551 MLS
SHORT-TERM RENTALS ARE ALLOWED — MAKING THIS A GREAT INVESTMENT OPPORTUNITY! VOLUNTARY HOA! Set on nearly two acres across two lots with 80 feet of private frontage on serene Fawn Lake, this updated Northern Michigan retreat offers waterfront tranquility, investment potential, and year-round recreation. Located minutes from I-75 and a three-hour drive from Detroit, the property delivers the Up North lifestyle without sacrificing accessibility. Renovated over the past five years, the home features new hardwood flooring, fresh paint, updated window treatments, new sliding glass doors, and concrete kitchen countertops with matching backsplash. The kitchen and laundry areas include updated appliances, while the primary suite offers a custom cedar closet system. Major improvements include a high-efficiency gas furnace with all-new ductwork and central air conditioning replacing the former electric heat system, new four-bedroom septic system with separate tanks for the home and garage with 30 AMP RV hookup, new roof and seamless gutters, new well pump and pressure switch, updated garage door openers, and new glass in seven windows. The heated garage offers exceptional flexibility with its own gas furnace, kitchen, living area, and bonus room ideal for a workshop, recreation space, studio, or non-conforming guest overflow area. Outside, enjoy a new lakeside shed, six newly planted fir trees for privacy, and an additional lot providing future flexibility and expanded outdoor space. Located adjacent to Trail 7, one of Northern Michigan’s primary snowmobile trail arteries, the property is perfectly positioned for four-season enjoyment with nearby golf, skiing, fishing, boating, dining, and everything Gaylord has to offer, including close proximity to all-sports Otsego Lake. Whether you’re searching for a year-round residence, seasonal getaway, recreational retreat, or income-producing investment property, this turnkey Fawn Lake property captures the very best of "Up-north"

1405 N Shore Drive, Gaylord
723 N Park Street, Boyne City
$324,900
3 Beds ⋅ 2 Baths ⋅ 479539 MLS
This single-level, three-bedroom, two-bathroom home in Boyne City offers an exceptional opportunity as a primary residence or weekend retreat. The thoughtfully designed layout features spacious, flowing rooms with cathedral ceilings and a beautiful stone fireplace. The modern kitchen provides ample space for cooking and storage, while the primary suite includes an ensuite bathroom with a garden tub and separate shower. The home also boasts a newer metal roof, private well, and septic system for added value and peace of mind. Outside, enjoy a large, nearly half-acre flat lot, a generous rear deck perfect for dining and entertaining, and a shed for outdoor storage. Located in a quiet neighborhood just minutes from a public boat launch, beaches, shopping, downtown, and local events, this property combines comfort, convenience, and style.

723 N Park Street, Boyne City
5153 Monarch Way, Petoskey
$2,575,000
2 Beds ⋅ 3 Baths ⋅ 479523 MLS
This expansive 1.49-acre northern Michigan retreat offers the perfect balance of privacy, natural beauty, and room for future development. As one of the largest parcels in the premier Woodlands community, this unique property backs up to the protected Orchis Fen Preserve, ensuring lasting tranquility and a private sanctuary feel. The outdoor living space is a homeowner's dream, featuring a double-wide RV pad with two full hookups for hosting guests, a cozy fire pit for evenings under the stars, and a large backyard with endless potential for gardens, entertainment, or pet fencing. You can also relax and listen to the birdsong from the comfort of the screened-in back porch. Inside, the residence beautifully combines rustic elegance with modern design. The warm and inviting living room boasts a striking stone fireplace with built-in hearth seating, a vaulted ceiling with wood accents, and a large ceiling fan that enhances the airy, open feel. The home's layout flows seamlessly into a dedicated dining area featuring stylish lighting and sliding doors to the outdoors. The spacious, updated full kitchen is built for entertaining, equipped with an expansive center island, stainless steel appliances, ample cabinetry, integrated wine storage, and modern pendant lighting. The home includes two comfortable bedrooms featuring natural finishes, ample closet space, and serene wooded views. The two full bathrooms include a spa-like primary bath complete with a glass-enclosed shower, a soaking tub, and a dual vanity with modern fixtures. There is also a large laundry room. Adding to the functionality of the estate is an attached 1,100 sq. ft. garage that provides abundant space for multiple vehicles, storage, or hobbies. Every detail of this property is thoughtfully designed for comfort and connection to nature, offering a rare combination of spacious living and upscale convenience. There is room to add an additional storage building to this property as well.

5153 Monarch Way, Petoskey
106 Overlook Drive, Charlevoix
$899,000
3 Beds ⋅ 2 Baths ⋅ 479522 MLS
VIEWS! Expansive and Stunning Lake Charlevoix views on a 1+ acre property. Beautiful land and trees surround the home for privacy. Home is perched on "Overlook" Dr. with a large wall of glass windows which offer endless vistas of Lake Charlevoix with room to play. Local Artists' tiled fireplace! Close to Ferry Beach for swimming, boat launch, food, picknicing and outdoor fun. A legendary Charlevoix Artists' home includes custom tile work, fireplace surround and unique artistic touches throughout. Room for everyone! This property offers potential to have multiple parcels. Exceptional opportunity to make it your own lake-living home.

106 Overlook Drive, Charlevoix
406 Burns Street, Charlevoix
$479,000
3 Beds ⋅ 1 Baths ⋅ 479515 MLS
LOCATION IS EVERYTHING! Don’t miss this charming 3-bedroom, 1-bathroom home situated on a rare, expansive double lot in the heart of Charlevoix. Offering an unbeatable walkable lifestyle, this property sits just a 3-minute stroll from the pristine Lake Michigan beach. Enjoy effortless proximity to downtown dining, shopping, the city golf course, and the scenic hiking trails and ski hill at Mt. McSauba. The prime double lot features convenient alley access, offering incredible potential to build a large detached garage with future living space above. Whether you are seeking the perfect northern Michigan summer retreat or a year-round home with room to grow, this location cannot be beaten. Schedule your private tour today to experience the ultimate Charlevoix lifestyle!

406 Burns Street, Charlevoix
3520 Childs Lane, Central Lake
$700,000
3 Beds ⋅ 3 Baths ⋅ 479512 MLS
200 feet private waterfront on Hanley Lake, minutes from Intermediate Lake for miles of boating pleasure on the Upper Chain of Lakes. Magnificent waterfront views with an abundance of waterside windows. Main level boasts an open great room with a custom kitchen, hardwood floors, stone gas fireplace and a primary suite, with walk-outs onto the deck where you can enjoy the beautiful sunrise over the lake. Also on the main floor is a guest bedroom, additional bath and laundry room. Walk out lower level has a large family room, kitchenette with dining area and a guest suite with full bath, an ideal setup for multi-family gatherings. Wired for generator. Attached 1 car garage plus 30 x 48 pole barn with 14' ceilings has 1 standard garage door plus front sliding door and side sliding door for ease of storing boats, motor homes, etc. The back of the pole barn has stairs for upper level storage above the work bench. Situated on over an acre for space between neighbors. Close to Central Lake with shopping, dining, library, bank and a park with day docks to walk into town from the water. This area is surrounded by golf, skiing, snowmobiling, hiking, wineries/breweries, farm markets and much much more! It's a recreational paradise!

3520 Childs Lane, Central Lake
5577 Colonial Drive, Bellaire
$1,149,000
5 Beds ⋅ 6 Baths ⋅ 479509 MLS
xperience refined resort living in Cedar River Village, Shanty Creek Resort’s premier neighborhood. Set on 1.5 private acres with sweeping views of the second green on the Tom Weiskopf-designed course, this custom 5-bedroom 6 bath residence pairs striking architecture with the ease of a four-season luxury retreat. Exposed timbers, soaring vaulted ceilings, and walls of windows create a grand, yet welcoming atmosphere filled with natural light and scenic golf course vistas. Designed for elevated everyday living and effortless entertaining, the chef’s kitchen features Viking appliances, including double convection ovens, two dishwashers, a side-by-side refrigerator, beverage fridge, generous pantry, Dacor microwave and an adjoining wet bar/prep area. The main level offers a serene primary suite with private balcony, spa-like bath, walk-in shower, dual sinks, expansive closet, and a dedicated office with gas fireplace. A private guest suite with ensuite bath, powder room, spacious laundry room, mudroom, and attached three-car heated garage complete the main floor. The walkout lower level is equally impressive, with two additional guest suites, nonconforming bunkroom, half bath, wet bar with dishwasher and microwave, dining area, second laundry and inviting family room with gas fireplace opening to multiple patios and a fire pit. Meticulously maintained and beautifully landscaped with patterned concrete walkways, abundant storage, and a durable metal roof, this home offers exceptional privacy, comfort, and style just minutes from golf, skiing, and the region’s best lakes, rivers, and trails.

5577 Colonial Drive, Bellaire
535 Hoyt Street, Harbor Springs
$598,000
3 Beds ⋅ 3 Baths ⋅ 479507 MLS
Nestled in the heart of beautiful Harbor Springs, this quintessential Harbor Springs cottage blends timeless charm with the ease of in-town living. Located at 535 Hoyt Street, this inviting 3-bedroom, 2.5-bath home offers the perfect Northern Michigan retreat just moments from downtown shops, dining, marinas, and the waterfront. Thoughtfully designed with warm cottage character and comfortable living spaces, the home features an airy layout ideal for gathering with family and friends, while cozy details create an atmosphere that feels instantly welcoming. Whether enjoying summer evenings on the porch, biking to town, or experiencing all that Harbor Springs has to offer year-round, this charming property captures the very essence of classic Harbor Springs living.

535 Hoyt Street, Harbor Springs
2687 Pine Blvd. Unit Lot 4, Boyne City
$6,249,000
5 Beds ⋅ 6 Baths ⋅ 479506 MLS
***Enjoy Breathtaking Sunsets On The Presegious And Much Desired North Shore Of Lake Charlevoix *** Spectacular Ultra Luxurious Architectual Dream Home, located just minutes from Downtown Boyne City.This stunning 5 bedroom 5.5 bathroom home, on more than 100' of westerly facing waterfront is in a class of its own!Featuring 7200+ sq ft of tranquil charm packed with amenities that won't disappoint.The main floor an open concept layout featuring a brilliant great room with a hand placed stone fireplace, accompanying sitting room and large welcoming dining room all with breathtaking views of the lake. The expansive and innovative large gourmet kitchen overlooks it all and features 2 large entertaing and cooking areas which will satisfy even the most discerning chef. Enjoy more lake views from the 4 season bourbon sitting room and the 1st floor luxurious master suite. The lower level features a 2nd full kitchen, large dedicated wine cellar, family room and large pool table and game area.

2687 Pine Blvd. Unit Lot 4, Boyne City
353 & 325 E Shadow Trails Road, Boyne City
$6,560,000
4 Beds ⋅ 3 Baths ⋅ 479502 MLS
Set along an extraordinary 411 feet of coveted Walloon Lake frontage, this premier 3.6-acre estate offers a rare opportunity to embrace the timeless traditions of lakefront living. Expansive and private, this combined property captures the true spirit of an authentic Up North escape, serving as the perfect retreat for generations of family memories. The estate features two distinct residences that blend seamlessly into the natural beauty of the shoreline. A charming 3-bedroom cottage sits filled with warmth and character, long treasured as a gathering place for family and friends. At the water’s edge rests a classic boathouse. More than just a lakeside feature, it serves as the heart of countless summer evenings, offering the perfect setting to share stories and create memories that linger long after sunset. Complementing the main cottage is a historic guest cabin rich with rustic appeal. Inside, clever built-in double beds and a cozy sleeping loft ensure plenty of room for visitors to relax. The grounds also include a substantial 28' x 36' pole building, providing ample storage for all your waterfront toys and equipment. With breathtaking views, a sprawling shoreline, and a setting designed for connection, this exceptional Walloon Lake retreat offers unmatched privacy and endless future possibilities to build your family legacy. Welcome Home!

353 & 325 E Shadow Trails Road, Boyne City
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